Firethorn

by NT Community Manager.
Last Updated by Jessica Hegele.

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Company Contact Information Michelle Belt michelle.belt@firethornmobile.com 404-668-9823 Atlanta, GA www.firethornmobile.com
CEO Photo and Interview	Meet The Company	Technology Overview and Industry Sector Firethorn^SM enables consumers to securely perform a wide variety of banking and payment functions anytime, anywhere using their mobile phone, PDA and other mobile devices. Offering Firethorn’s mobile banking and payments application to your customers can help you keep and strengthen customer relationships, increase brand awareness and value, and increase customer profitability.
Management Team Firethorn was founded in 2001 by serial entrepreneur Tripp Rackley. Rackley served as Founder, Chairman and Chief Executive Officer for nFront, Inc., a leading provider of full-service Internet banking solutions for financial institutions. Firethorn is led by a highly experienced board of directors with telecom, financial services and entrepreneurial backgrounds, including: Charles Brewer Charles Brewer is an experienced entrepreneur, most notably as the founder and CEO of MindSpring Enterprises, which merged with EarthLink (NASDAQ: ELNK) in 2000. Currently, Mr. Brewer is Chairman of his latest venture, Green Street Properties, a real estate development company that creates New Urbanist residential communities. Dave W. Dorman Dave Dorman is the former chairman and chief executive officer of AT&T Corp. (NYSE: T), which he led through a period of profound reinvention and transformation prior to completing the Company's merger with SBC Communications in November 2005. Dorman was appointed as AT&T's President in 2000 and Chairman and CEO in 2002. Dorman currently serves as a senior advisor to Warburg Pincus and is also on the boards of CVS Corporation (NYSE: CVS), Motorola, Inc. (NYSE: MOT), YUM! Brands, Inc. (NYSE: YUM), Georgia Tech Foundation, and Woodruff Arts Center in Atlanta. O. Gene Gabbard Gene Gabbard holds numerous patents in the field of digital communications, including time-division-multiple-access (TDMA), a popular technique used today in most digital wireless phones and global satellite systems. A private investor, he serves on the boards of COLT Telecom PLC, a leading pan-European provider of business communications services; Trillion Partners, a wireless broadband provider in Austin, Texas; and; and Knology, Inc., a broadband services company providing telephony, video (CATV) and high-speed Internet throughout the Southeastern U.S. Paul R. Garcia Paul Garcia is Chairman of the Board, President and CEO of Global Payments Inc. (NYSE: GPN), one of the world's leading payment processing companies. A pioneer and leader in the financial and payments services industry, Mr. Garcia originally became CEO of National Data Corp.'s Atlanta-based eCommerce line of business in 1999, which began operating as Global Payments Inc. in 2000. Charles A. Johnson Chuck Johnson is General Partner of Noro-Moseley Partners, one of the largest and most experienced venture capital firms in the southeastern United States. Previously, Mr. Johnson was co-founder and CEO of Sales Technologies, Inc., a successful sales automation software company acquired by Dun & Bradstreet in 1989. Campbell B. Lanier III Cam Lanier is co-founder of ITC Holding Company, whose brands include ITC^Deltacom, Knology, InterCall and Powertel (now T-Mobile). ITC was also the initial funding source and largest shareholder of MindSpring Enterprises (now EarthLink). Tripp Rackley Tripp Rackley built nFront from the ground-up and funded the company internally before taking venture capital in 1998. Rackley then led nFront to a successful Initial Public Offering in 1999 and subsequent merger with Digital Insight (NASDAQ:DGIN) in 2000. Today, Digital Insight serves over 1,700 banking clients with more than six (6) million end users. Digital Insight's system boasts scalability, security and reliability for its banking consumers. John W. Stanton	Company Information Firethorn Solution Firethorn^SM enables consumers to securely perform a wide variety of banking and payment functions anytime, anywhere using their mobile phone, PDA and other mobile devices. Offering Firethorn's mobile banking and payments application to your customers can help you keep and strengthen customer relationships, increase brand awareness and value, and increase customer profitability. Market Opportunity The mobile phone has emerged as the lucrative "third screen" for consumer attention and activity. Access to mobile broadband is on the rise, and so are sophisticated technology solutions that run aboard it. Consumer preference for online financial services and electronic payments is also growing. Mobile banking and payments is here - and here to stay. Your customers want this convenience and capability now. Why not give it to them? Feature Rich and Fully Functional Firethorn delivers the most powerful yet flexible mobile banking and payments solution on the market. From a single, secure application, consumers can: View real-time financial account balances Conduct intra-bank transfers Receive electronic bills Pay bills electronically Clear contents quickly and easily in the event of loss A Powerful Network of Partners Firethorn's unique federation strategy links financial institutions to wireless carriers through a unified, secure and scalable technology platform that seamlessly extends full-service banking and payments capabilities to a consumer's mobile phone or other wireless device. By partnering with Firethorn, financial institutions and carriers gain a competitive service differentiator that improves customer retention, generates revenue and answers customers' demands for more product and service convenience. Ready to Deploy On behalf of the financial institution, Firethorn assembles the complex ecosystem of partners, certifications and interfaces that make mobile banking and payments possible, and then manages this network's technological intricacies so you don't have to. The result? A mobile banking and payments solution for your customers, ready to deploy. Firethorn Security Firethorn has implemented a comprehensive security strategy to ensure the integrity of your customers' sensitive financial data, including: PIN authorization and lockout FFIEC compliance Deactivation in event of theft or loss Encryption of locally stored data Secure registration of mobile phones Secure socket layer (SSL) connection requirement *Streamlining Mobile Transactions by Federating Financial Institutions with Wireless Carriers*
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